Your home is your sanctuary—a place where memories are made and families grow. Protecting it means safeguarding not just the building but also the life you’ve built inside. At Byars Cooper Insurance Agency, we specialize in customized home insurance for homeowners across Alabama. From your roof to your most prized belongings, we’ll help you stay covered when the unexpected happens.
Protect Your Investment
Covers your home from damages caused by fire, storms, or other unexpected events, ensuring it can be repaired or rebuilt.
Safeguard Your Belongings
Protects your furniture, electronics, and other valuables from theft, damage, or loss.
Liability Coverage
Offers financial protection if someone is injured on your property or if you accidentally damage someone else’s.
What We Cover
Dwelling Coverage
Protects the structure of your home, including walls, roof, and attached features, from covered perils like fire, wind, and hail.
Personal Property Coverage
Covers your belongings, from furniture and appliances to jewelry and electronics, against theft or damage.
Liability Coverage
Protects you financially if someone gets hurt on your property or if you accidentally cause damage to another person’s property.
Additional Living Expenses
Covers temporary living costs, such as hotel stays, if your home is uninhabitable after a covered event.
Extended Coverage Options
Customize your policy with add-ons like coverage for high-value items or extra protection for outdoor structures.
Why Choose Byars Cooper Insurance?
Local Expertise:We understand the unique needs of Alabama homeowners and customize coverage to match.
Personalized Service:Our team takes the time to listen and create a policy that fits your life and budget.
Trusted Carriers:As an independent agency, we partner with top insurance providers to offer competitive options.
